Are You Ready to Buy Your First Home?

Big investments are intimidating…I get it! As your lender, it is MY responsibility to make sure you understand every step of the way. I want you to know that you can count on me, and I will do whatever I can to make this a smooth process for you! With that said, here’s what I wish someone would have told me when I was looking to buy my first house:

10 Things We Wish First Time Homebuyers Knew


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You can get your closing costs paid.

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There are grant programs available to assist with your down payment and help you get into your first home

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Having no credit is just as bad as having poor credit.

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You need to have access to some money down (unless you’re doing a VA loan).

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You can borrow against your 401K, in most cases.

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You can receive gifts from family members for your down payment.

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Job jumping can make it difficult to get a mortgage.

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Your family (or parents) can help you by co-signing on your loan.

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Picking the right realtor will make all the difference.

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Working with a lender you trust is vital – it’s not just about rate, it’s about your whole financial situation.

We love working with first time home buyers!

And helping our borrowers navigate the mortgage process for the very first time. Buying a home can be the biggest financial investment that most people make during their lifetime. The Newman Team is here to walk you through each step as it happens. 

Ebook Cover - Vickie Newman

Cherry Creek Mortgage Co., Inc. NMLS #3001. An equal housing opportunity lender. NMLS #493951. All Rights Reserved. Some loan products may not be available in all states. Terms, rates, and fees subject to change. Please speak with one of our loan originators for more detail.